Life insurance is a topic that many people avoid. People do not like to talk about dying, and many more people don’t like the idea of paying premiums associated with life insurance. 1 Tim 5:8 states that “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.” In regards to financial planning, people have many financial goals such as sending their children to college, retiring early, paying off their home and being debt free which are all achievable goals, but require for the bread winner(s) to be alive and earning an income. Life insurance allows a financial plan to be self-completing and allows the surviving family to not have a severe financial disruption associated with the death of a spouse or parent.
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