A Self-Completing Plan

Life insurance is a topic that many people avoid.Life insurance is a topic that many people avoid. People do not like to talk about dying, and many more people don’t like the idea of paying premiums associated with life insurance. 1 Tim 5:8 states that “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.” In regards to financial planning, people have many financial goals such as sending their children to college, retiring early, paying off their home and being debt free which are all achievable goals, but require for the bread winner(s) to be alive and earning an income. Life insurance allows a financial plan to be self-completing and allows the surviving family to not have a severe financial disruption associated with the death of a spouse or parent.

How Much is Enough?

How much money is enough?How much money is enough? The world says that money provides success, security, and significance. The world says we will be happier if we have more. Do people with more money find happiness? We see people playing Powerball, Mega Millions, and scratch off tickets daily attempting to “get rich”. Through investigation, we see that many of those people who have won millions playing their state lottery have found nothing but misery in the form of divorce, loss of friends and family, and even death from suicide and murder. Biblical view of money shows us that God owns it all and we are stewards of those assets. The power of money is broken by being a generous giver, not by attaining more.

Long Term Care

Long Term Care may easily be one of our largest financial expenditures in our lifetime. A person has a 68% chance of needing care to assist them with one or more activities of daily living. Long Term Care may easily be one of our largest financial expenditures in our lifetime. A person has a 68% chance of needing care to assist them with one or more activities of daily living. With a national average of $8,300 a month for full-time custodial care, lack of planning for this event can be financially devastating. There are a number of options available to plan for this event. A combination of Long-Term Care insurance, Medicaid friendly trusts, life insurance with accelerated benefit riders, and proper ownership of assets are a some of options available to someone as they plan for long-term care needs.

Healthcare Options

Healthcare is a major topic for all of us, but especially for those that are self-employed.Healthcare is a major topic for all of us, but especially for those that are self-employed. Those people who are need of their own health plans are dealing with issues in relation to premium cost, deductibles, exclusions, and doctor acceptance of their plan. Healthcare.gov  is an option for people to purchase “Obamacare” in their individual states. The deadline for signing up for Jan 1, 2021 plans is November 1, 2020 through December 15, 2020. Another option that can be considered and compared to the Healthcare.gov plans are Christian cost-share plans. There are several plans available, and may be a viable option for you and your family. They are not traditional health insurance, but by participating in a Christian cost-share plan, you will satisfy the government mandate to have health insurance.

Fiduciary Explained

The term fiduciary is a buzz word in the financial planning arena. The term is also applicable to our stewardship of God’s assets.The term fiduciary is a buzz word in the financial planning arena. The term is also applicable to our stewardship of God’s assets. Review the definition of fiduciary and envision how this applies to your personal financial stewardship. If God were looking to hire an advisor, what would your resume look like based on your past and current stewardship responsibilities?

“A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties (person or group of persons). Typically, a fiduciary prudently takes care of money or other assets for another person. One party, for example, a corporate trust company or the trust department of a bank, acts in a fiduciary capacity to another party, who, for example, has entrusted funds to the fiduciary for safekeeping or investment. Likewise, financial advisers, financial planners, and asset managers, including managers of pension plans, endowments, and other tax-exempt assets, are considered fiduciaries under applicable statutes and laws. In a fiduciary relationship, one person, in a position of vulnerability, justifiably vests confidence, good faith, reliance, and trust in another whose aid, advice, or protection is sought in some matter. In such a relation good conscience requires the fiduciary to act at all times for the sole benefit and interest of the one who trusts.”

Kingdom Focused Retirement

Retirement is a hot topic. As a believer, what should our focus be as we prepare for that period in our lives.Retirement is a hot topic. We are involved in IRAs, 401ks, and pensions. Investment companies and advisory firms bombard us with marketing that is infiltrated with worldview. Many websites created by retirement consultants have photos of retirees on the golf course, on a sailboat, or relaxing on the beach. I have yet to see any retirement marketing that shows anyone serving the Kingdom as they transition to a different season in their life. Retirement isn’t biblical. It is mentioned one time regarding the church of Corinth and not one of us are priests from the church of Corinth. As a believer, what should our focus be as we prepare for that period in our lives. The answer is to do the only thing that brings contentment, and that is serving the Kingdom.  That change of focus from worldview to Kingdom service directly contradicts what we are told will bring us happiness from worldview marketing.  The God honoring plan should involve being an obedient steward, avoiding investments that violate our faith as we save, to avoid the use of debt, and finally to be financially stable and free from the worries associated with income issues. To serve the Kingdom without worry! Whether it be volunteering at a foodbank, orphanage, ministry, church, or mission. You can have a very rewarding and happy “retirement” serving our Lord.  You must simply refocus on what you are called to do.

Romans 12:2
And do not be conformed to this world, but be transformed by the renewing of your mind, so that you may prove what the will of God is, that which is good and acceptable and perfect.

 

Making A Change

The world says there is no need for change, but scripture gives us a path to contentment we cannot find elsewhere.Change is often necessary regarding our financial stewardship. Sometimes change happens voluntarily and sometimes involuntarily. We are destined to make the same mistakes and stay in a rut of poor stewardship if we are not willing to make a change. Change may require us to stop using debt, may require us to live with less,  may require us to be more aggressive with the amount of money we save. The world says there is no need for change, but scripture gives us a path to contentment we cannot find elsewhere.

Faith Overcomes Your Problems

David's problem was not bigger than his faith!We are living in a world that has been turned upside down. Many people have lost their jobs, lost income, and have been restricted because of the pandemic. We have been limited to online worship instead of attending the church. Travel is restricted and there is no end in sight. In these times of trouble, I look to 1 Samuel chapter 17 and read how David overcame his hurdle, the 9 ft giant named Goliath. David did not overcome this problem based on what he had in material things, David overcame the hurdle based on his faith and obedience to God. His problem was not bigger than his faith!

Does Money Dictate Your Behavior?

Who do you serve? God or money? In today’s world, the overwhelming issue is that money is dictating the behavior of people.Who do you serve? God or money? In today’s world, the overwhelming issue is that money is dictating the behavior of people. In 1 Tim 6:10 we are told that the love of money is the root of all evil. I can attest to validity of that statement. Money cannot physically harm us, but the decisions we make on how we use the money or the thoughts we have on how to save, give away, or spend that money is a mirror of our faith.

The Church is an Organism not an Institution

The church is an organism, not an institution. There is a whole demographic of people who have changed churches or have left their church who feel bitterness because the relationships they believed were real, ceased upon leaving their church.The church is an organism, not an institution. There is a whole demographic of people who have changed churches or have left their church who feel bitterness because the relationships they believed were real, ceased upon leaving their church. God has not forgotten you and God still loves you. Don’t allow the failures of man to dictate your relationship with your creator.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Important Documents

Important Documents for your loved ones or executor.Your important documents and final wishes should not become a treasure hunt for your loved ones or executor. In this episode, I discuss the types of documents that need to be available for your beneficiaries and executor of your estate.  Regardless of age, this topic needs to be addressed and followed.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Being Proactive vs. Reactive

Proactive vs. ReactiveDefinition of being proactive versus reactive. There is a difference between being a subscriber of a service to being an owner of a company providing that service. As a subscriber, we can choose to avoid those things that are contrary to our beliefs. An example is subscribing to Netflix and choosing to watch family oriented programming and avoiding watching programs that are sexually explicit, show nudity and violence. If you have internet service, you can choose to avoid pornography and use the internet service to research scripture. It is all in the hands of the subscriber and how they use those services. If you own shares of a company that provide internet services or programming, you may be profiting from those things you disagree with. As a shareholder you can be proactive and voice your opinion to shareholder services or vote on key issues. Ultimately, you can divest yourself of those companies you own that profit from and support those activities that are contrary. It is a question of being proactive versus being reactive. Many times, it is an ownership issue.


Meet Jay Dee Schurz, Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Listen to more episodes here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Difficult Topics of a Financial Plan

We, as responsible stewards, must be prepared for the unexpected.Creating a financial plan isn’t simply talking about investing. A financial plan has many moving parts that can and will change over your lifetime. There are topics within the financial plan that people like to discuss and there are issues that people avoid because of the sensitivity to the topic. Death is one of those subjects that people avoid, especially when discussing the potential loss of a child. Avoiding the subject does not prevent the devastating possibility from happening. We, as responsible stewards, must be prepared for the unexpected.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

The Dangers of Insolvency

An alarming trend that I see as a financial planner is the high number of Christians who’s estate would be insolvent at death.An alarming trend that I see as a financial planner is the high number of Christians who’s estate would be insolvent at death. Insolvency is when your you owe more than what you are worth. I also see a larger number of people accumulating debt past the age of 65. These issues have the strong potential to leave a disaster for you loved ones. Simple planning based on God’s word can lead us out of the quicksand before it becomes a devastating financial issue after you have moved on to your eternal home.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Revolutionary Stewardship

Financial Stewardship is meaningless without that eternal perspective and how it guides us through the decisions we make. In Ecclesiastes Chapter 3, King Soloman observed and journaled many things pertaining to the seasons of our lives. His conclusion was that everything is meaningless without God’s eternal perspective he has placed in our heart. Financial Stewardship is meaningless without that eternal perspective and how it guides us through the decisions we make.