Non-Qualified Investing

A non-qualifying investment is an investment that does not qualify for any level of tax-deferred or tax-exempt status.A non-qualifying investment is an investment that does not qualify for any level of tax-deferred or tax-exempt status. Investments of this sort are made with after-tax money. They are purchased and held in tax-deferred accounts, plans or trusts. Returns from these investments are taxed on an annual basis.

With non-qualifying investments, typically the investor is under no annual restrictions on the amount they can put towards such assets. This can offer more flexibility in some regards compared with qualifying investment accounts, which typically have maximum amounts that may be contributed depending on the type of asset. For instance, employee 401(k) contributions have an annual maximum contribution that can be made toward their plans. The limit may change to some degree, determined by the Internal Revenue Service. A non-qualifying investment can see any size contribution made over the course of each year according to the account holder’s strategy for saving.

Account holders can also make withdrawals on non-qualifying investments when they want, though they will pay tax on interest and other gains such as appreciation that have accrued.

Examples of non-qualified investments may include individually, jointly, and entity owned stocks, bonds, mutual funds, precious metals, guns, antiques, and real estate.

If you have questions regarding the subject of qualified investing versus non-qualified investing, fell free to call 888-226-7614 or visit www.kingdomplanadvisory.com to schedule a free consultation.

Qualified Plans Available to You

As we continue to discuss building a God honoring financial plan, we begin to discuss the third building block of the plan, which is qualified investing.As we continue to discuss building a God honoring financial plan, we begin to discuss the third building block of the plan, which is qualified investing. The most common options for qualified investing are dependent upon your type of employment. For those that are self-employed or work at an employer that does not offer a retirement plan, the traditional IRA and Roth IRA may be an option you use.

traditional IRA is an individual retirement arrangement (IRA), established in the United States by the Employee Retirement Income Security Act of 1974 (ERISA) (Pub.L. 93–406, 88 Stat. 829, enacted September 2, 1974, codified in part at 29 U.S.C. ch. 18). Normal IRAs also existed before ERISA.

A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free, and growth in the account is tax-free.

Another option for self-employed business owners may include the SEP IRA.

A Simplified Employee Pension Individual Retirement Arrangement is a variation of the Individual Retirement Account used in the United States. SEP IRAs are adopted by business owners to provide retirement benefits for themselves and their employees. There are no significant administration costs for a self-employed person with no employees. If the self-employed person does have employees, all employees must receive the same benefits under a SEP plan. Since SEP-IRAs are a type of IRA, funds can be invested the same way as most other IRAs.

For those people who work for a healthcare organization, not-for profit, or educational position, a 403 plan may be offered to you through your employer.

In the United States, a 403(b) plan is a U.S. tax-advantaged retirement savings plan available for public education organizations, some non-profit employers (only Internal Revenue Code 501(c organizations), cooperative hospital service organizations, and self-employed ministers in the United States. It has tax treatment similar to a 401(k) plan, especially after the Economic Growth and Tax Relief Reconciliation Act of 2001.

If you work with a municipality, a 457 plan is an option that could be available.

The 457 plan is a type of nonqualified, tax advantaged deferred-compensation retirement plan that is available for governmental and certain nongovernmental employers in the United States. The employer provides the plan and the employee defers compensation into it on a pretax or after-tax basis. For the most part, the plan operates similarly to a 401(k) or 403(b) plan with which most people in the US are familiar. The key difference is that unlike with a 401(k) plan, it has no 10% penalty for withdrawal before the age of 55. These 457 plans can also allow independent contractors to participate in the plan, where 401(k) and 403(b) plans cannot.

And the most popular plan many employees have available to them is the 401k.

In the United States, a 401(k) plan is an employer-sponsored defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code. Employee funding comes directly off their paycheck and may be matched by the employer. There are two main types corresponding to the same distinction in an Individual Retirement Account; variously referred to as traditional vs. Roth, or tax-deferred vs. tax exempt, or EET vs. TEE. For both types profits in the account are never taxed. For tax exempt accounts contributions and withdrawals have no impact on income tax. For tax deferred accounts contributions may be deducted from taxable income and withdrawals are added to taxable income. There are limits to contributions, rules governing withdrawals and possible penalties

It is important you speak with an advisor and a tax professional to determine contribution limits and taxable consequences to each plan that may be available to you.

Prioritizing Your Plan

 A question that is asked in regards to starting a financial plan is “Should I pay off my debt before I start a financial plan?” Over the last several podcasts, we have discussed the building block of a financial plan and the important of protection planning and emergency fund needs. A question that is asked in regards to starting a financial plan is “Should I pay off my debt before I start a financial plan?” That is a great question and one that needs addressed. My opinion is that starting a financial plan by having your protection planning (Life insurance, health insurance, home and auto insurance) is a priority to attacking the debt issue. Creating an aggressive plan to pay off unsecured debt requires one critical point, and that is you are alive to earn the income to eliminate the debt. What happens if you pass away from an accident or illness without protection in place to replace you and your earned income? Now, you are leaving debt and lack of income because you prioritized debt reduction before protection planning. When looking for funds to cerate the foundation of the financial plan and elimination of debt, we must realize that we may have to give up some luxuries such as cable television, eating out frequently, daily Pumpkin Spice Lattes, car payments, and the newest and greatest Apple I-phone. When we look at our budget, many times we can create the necessary means to create the financial plan foundation and attack debt burdens. I understand reduction in many of the luxuries of our materialistic lives isn’t what we want to do, but it may be necessary to be an obedient steward. If you have questions or need a review of your current situation, please feel free to contact us at 888-226-7614. You can visit our website at www.kingdomplanadvisory.com and arrange a personal consultation online. Please do not be embarrassed by your current financial situation. Take control of it!

Emergency Fund

An emergency fund is the 2nd building block of a financial plan and is critical to have in place for a myriad of reasons.An emergency fund is an often discussed topic among financial planners and consultants. An emergency fund is the 2nd building block of a financial plan and is critical to have in place for a myriad of reasons. Many planners advise that 6 months of income is an adequate amount of funds to set aside for emergencies. I believe that the amount depends on your circumstances. If you are a small business owner, then your emergency fund may need to be larger to bridge you through things such as non-essential business closures. I would suggest for the average family, a minimum of two months of income set aside for emergencies such as home, auto, and medical issues. You must realize, even with a good insurance program in place, the average claim is paid in 60 days. Your family will need access to funds while the death claim is being processed. You do not want you family cashing in IRAs and 401ks to survive while waiting on insurance proceeds. An emergency fund must be liquid and accessible. Do not categorize your retirement assets as emergency funds. Even qualified funds require distribution request and may incur early withdraw penalties and taxes. I suggest emergency funds be held in a checking, savings, money market, or 30 day CD. I believe emergency funds are assets that you can get your hands on with 24-48 hrs. You must be obedient to your financial plan and possibly need to change your budget to create the emergency fund as quickly as possible. Once the emergency plan is in place, avoid using the funds for anything other than emergencies and review your current needs frequently to make sure that your emergency fund requirements are adequate at all times.

Determining Need

Life insurance is the building block of a financial plan.Life insurance is the building block of a financial plan. Life insurance allows a financial plan to be self-completing if you fail to survive until the goals of your plan are met. Determining the amount of life insurance need is an exact science. You can discover the number by answering an in-depth series of questions. The first number needed in the equation is current debt. Add you mortgage, car loans, student loans, and credit cards to find this number. The second question to be answered is the amount of funds needed to replace your income. I use the number of 5%. For example; if I made 50,000 annually, I would need 1M dollars invested at 5% to replace my income. The third question to be answered are financial goals. These goals can include sending your children or grandchildren to college. As obedient stewards, I recommend we leave funds to the Kingdom at our passing as well. Lastly, the actual cost of burial. A number often used is 15k. By answering these questions, a person a make a good determination of the amount of insurance needed to replace them. We can never be replaced as a spouse, father or mother from an emotional standpoint, but leaving your survivors without adequate funds to carry on with their life and the goals you made together can be devastating. Once you have determined the need, solving the need can be done in several ways by laddering term insurance. Often, the needs carry a different time frame. By structuring term insurance based on the length of years the need is present can save you money that can be used within the financial plan in other areas such as creating an emergency fund, retirement funds, or being aggressive in eliminating current debt.

Tax Efficient Estate Planning

Tax Efficient Estate PlanningTax Efficient Estate Planning – Life insurance is an instrumental piece of a financial plan for a myriad of reasons. One characteristic of life insurance is that the death benefit is tax free to the named beneficiaries under normal circumstances. A majority of assets held in the United States today are held within qualified accounts, such as 401ks, IRAs, 457 and 403B plans. These qualified accounts are taxable upon distribution to your spouse, children, and other people. You can pass a qualified account to a spouse without creating a taxable event until the surviving spouse takes distributions. Non-spouse beneficiaries are required to drain the qualified account within 10 years.  Life insurance creates an estate of tax free funds without the taxation burden. By utilizing tax efficient estate planning, a person can blend the taxable and non-taxable estate. This tax efficient planning is a wonderful opportunity to include the Kingdom in your estate planning.

Scripture states in Psalm 24:1 that “The earth is the Lord’s, and all it contains. The world, and those who dwell in it”. We are stewards of God’s assets throughout our lifetime, including at our death. It is standard practice that people leave their assets to their family at death without regard to “ownership” and taxation.

Currently, a person can name a non-profit organization as a beneficiary of their qualified accounts without it being a taxable event to the charitable entity. A wise person should review their current beneficiary designations, life insurance plans, and their obedience to the Kingdom regarding their estate planning.

A Buy and Sell Agreement

A buy and sell agreement is a legally binding contract that stipulates how a partner's share of a business may be reassigned if that partner dies or otherwise leaves the business. Concerning discussions regarding uses of Life Insurance, we need to look at life insurance as a tool that uses leverage to accomplish a task. One of these uses addresses eliminating a potential problem with people who are partners or co-owners of a business. What happens when one owner passes away? What happens to their share of the business? Life Insurance can be used to provide a remedy for this issue by providing financial funds for a Buy-Sell agreement.

What Is a Buy and Sell Agreement?

A buy and sell agreement is a legally binding contract that stipulates how a partner’s share of a business may be reassigned if that partner dies or otherwise leaves the business. Most often, these agreements stipulate that the available share be sold to the remaining partners or to the partnership.

The buy and sell agreement is also known as a buy-sell agreement, a buyout agreement, a business will, or a business prenup.

KEY TAKEAWAYS

  • Buy and sell agreements stipulate how a partner’s share of a business may be transferred in the event of the partner’s death or departure.
  • They may also establish a method for determining the value of a business.
  • The two most-common buy and sell agreements are cross-purchase, and redemption; some agreements will combine the two.
  • Cross-purchase agreements allow remaining owners to buy the interests of a deceased or selling owner.
  • Redemption agreements require the business entity to buy the interests of the selling owner.

Buy and sell agreements are commonly used by sole proprietorships, partnerships, and closed corporations in an attempt to smooth transitions in ownership when each partner dies, retires, or decides to exit the business.

The buy and sell agreement requires that the business share be sold to the company or the remaining members of the business according to a predetermined formula.

In the case of the death of a partner, the estate must agree to sell.

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Types of Life Insurance

In today’s podcast, we discuss the 3 types of Life Insurance.In today’s podcast, we discuss the 3 types of Life Insurance.

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.

Universal life insurance is a type of cash value life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

Whole life insurance, or whole of life assurance, sometimes called “straight life” or “ordinary life,” is a life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime, provided required premiums are paid, or to the maturity date.

A person’s unique situation dictates what type of insurance is needed. Variables such as debt, premium cost, age, health, and financial goals are all considered in the decision making process of purchasing life insurance and what type is needed to accomplish these needs.

A Self-Completing Plan

Life insurance is a topic that many people avoid.Life insurance is a topic that many people avoid. People do not like to talk about dying, and many more people don’t like the idea of paying premiums associated with life insurance. 1 Tim 5:8 states that “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.” In regards to financial planning, people have many financial goals such as sending their children to college, retiring early, paying off their home and being debt free which are all achievable goals, but require for the bread winner(s) to be alive and earning an income. Life insurance allows a financial plan to be self-completing and allows the surviving family to not have a severe financial disruption associated with the death of a spouse or parent.

How Much is Enough?

How much money is enough?How much money is enough? The world says that money provides success, security, and significance. The world says we will be happier if we have more. Do people with more money find happiness? We see people playing Powerball, Mega Millions, and scratch off tickets daily attempting to “get rich”. Through investigation, we see that many of those people who have won millions playing their state lottery have found nothing but misery in the form of divorce, loss of friends and family, and even death from suicide and murder. Biblical view of money shows us that God owns it all and we are stewards of those assets. The power of money is broken by being a generous giver, not by attaining more.

Long Term Care

Long Term Care may easily be one of our largest financial expenditures in our lifetime. A person has a 68% chance of needing care to assist them with one or more activities of daily living. Long Term Care may easily be one of our largest financial expenditures in our lifetime. A person has a 68% chance of needing care to assist them with one or more activities of daily living. With a national average of $8,300 a month for full-time custodial care, lack of planning for this event can be financially devastating. There are a number of options available to plan for this event. A combination of Long-Term Care insurance, Medicaid friendly trusts, life insurance with accelerated benefit riders, and proper ownership of assets are a some of options available to someone as they plan for long-term care needs.

Healthcare Options

Healthcare is a major topic for all of us, but especially for those that are self-employed.Healthcare is a major topic for all of us, but especially for those that are self-employed. Those people who are need of their own health plans are dealing with issues in relation to premium cost, deductibles, exclusions, and doctor acceptance of their plan. Healthcare.gov  is an option for people to purchase “Obamacare” in their individual states. The deadline for signing up for Jan 1, 2021 plans is November 1, 2020 through December 15, 2020. Another option that can be considered and compared to the Healthcare.gov plans are Christian cost-share plans. There are several plans available, and may be a viable option for you and your family. They are not traditional health insurance, but by participating in a Christian cost-share plan, you will satisfy the government mandate to have health insurance.

Fiduciary Explained

The term fiduciary is a buzz word in the financial planning arena. The term is also applicable to our stewardship of God’s assets.The term fiduciary is a buzz word in the financial planning arena. The term is also applicable to our stewardship of God’s assets. Review the definition of fiduciary and envision how this applies to your personal financial stewardship. If God were looking to hire an advisor, what would your resume look like based on your past and current stewardship responsibilities?

“A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties (person or group of persons). Typically, a fiduciary prudently takes care of money or other assets for another person. One party, for example, a corporate trust company or the trust department of a bank, acts in a fiduciary capacity to another party, who, for example, has entrusted funds to the fiduciary for safekeeping or investment. Likewise, financial advisers, financial planners, and asset managers, including managers of pension plans, endowments, and other tax-exempt assets, are considered fiduciaries under applicable statutes and laws. In a fiduciary relationship, one person, in a position of vulnerability, justifiably vests confidence, good faith, reliance, and trust in another whose aid, advice, or protection is sought in some matter. In such a relation good conscience requires the fiduciary to act at all times for the sole benefit and interest of the one who trusts.”

Kingdom Focused Retirement

Retirement is a hot topic. As a believer, what should our focus be as we prepare for that period in our lives.Retirement is a hot topic. We are involved in IRAs, 401ks, and pensions. Investment companies and advisory firms bombard us with marketing that is infiltrated with worldview. Many websites created by retirement consultants have photos of retirees on the golf course, on a sailboat, or relaxing on the beach. I have yet to see any retirement marketing that shows anyone serving the Kingdom as they transition to a different season in their life. Retirement isn’t biblical. It is mentioned one time regarding the church of Corinth and not one of us are priests from the church of Corinth. As a believer, what should our focus be as we prepare for that period in our lives. The answer is to do the only thing that brings contentment, and that is serving the Kingdom.  That change of focus from worldview to Kingdom service directly contradicts what we are told will bring us happiness from worldview marketing.  The God honoring plan should involve being an obedient steward, avoiding investments that violate our faith as we save, to avoid the use of debt, and finally to be financially stable and free from the worries associated with income issues. To serve the Kingdom without worry! Whether it be volunteering at a foodbank, orphanage, ministry, church, or mission. You can have a very rewarding and happy “retirement” serving our Lord.  You must simply refocus on what you are called to do.

Romans 12:2
And do not be conformed to this world, but be transformed by the renewing of your mind, so that you may prove what the will of God is, that which is good and acceptable and perfect.

 

Making A Change

The world says there is no need for change, but scripture gives us a path to contentment we cannot find elsewhere.Change is often necessary regarding our financial stewardship. Sometimes change happens voluntarily and sometimes involuntarily. We are destined to make the same mistakes and stay in a rut of poor stewardship if we are not willing to make a change. Change may require us to stop using debt, may require us to live with less,  may require us to be more aggressive with the amount of money we save. The world says there is no need for change, but scripture gives us a path to contentment we cannot find elsewhere.

Faith Overcomes Your Problems

David's problem was not bigger than his faith!We are living in a world that has been turned upside down. Many people have lost their jobs, lost income, and have been restricted because of the pandemic. We have been limited to online worship instead of attending the church. Travel is restricted and there is no end in sight. In these times of trouble, I look to 1 Samuel chapter 17 and read how David overcame his hurdle, the 9 ft giant named Goliath. David did not overcome this problem based on what he had in material things, David overcame the hurdle based on his faith and obedience to God. His problem was not bigger than his faith!

Does Money Dictate Your Behavior?

Who do you serve? God or money? In today’s world, the overwhelming issue is that money is dictating the behavior of people.Who do you serve? God or money? In today’s world, the overwhelming issue is that money is dictating the behavior of people. In 1 Tim 6:10 we are told that the love of money is the root of all evil. I can attest to validity of that statement. Money cannot physically harm us, but the decisions we make on how we use the money or the thoughts we have on how to save, give away, or spend that money is a mirror of our faith.

The Church is an Organism not an Institution

The church is an organism, not an institution. There is a whole demographic of people who have changed churches or have left their church who feel bitterness because the relationships they believed were real, ceased upon leaving their church.The church is an organism, not an institution. There is a whole demographic of people who have changed churches or have left their church who feel bitterness because the relationships they believed were real, ceased upon leaving their church. God has not forgotten you and God still loves you. Don’t allow the failures of man to dictate your relationship with your creator.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Important Documents

Important Documents for your loved ones or executor.Your important documents and final wishes should not become a treasure hunt for your loved ones or executor. In this episode, I discuss the types of documents that need to be available for your beneficiaries and executor of your estate.  Regardless of age, this topic needs to be addressed and followed.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Being Proactive vs. Reactive

Proactive vs. ReactiveDefinition of being proactive versus reactive. There is a difference between being a subscriber of a service to being an owner of a company providing that service. As a subscriber, we can choose to avoid those things that are contrary to our beliefs. An example is subscribing to Netflix and choosing to watch family oriented programming and avoiding watching programs that are sexually explicit, show nudity and violence. If you have internet service, you can choose to avoid pornography and use the internet service to research scripture. It is all in the hands of the subscriber and how they use those services. If you own shares of a company that provide internet services or programming, you may be profiting from those things you disagree with. As a shareholder you can be proactive and voice your opinion to shareholder services or vote on key issues. Ultimately, you can divest yourself of those companies you own that profit from and support those activities that are contrary. It is a question of being proactive versus being reactive. Many times, it is an ownership issue.


Meet Jay Dee Schurz, Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Listen to more episodes here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Difficult Topics of a Financial Plan

We, as responsible stewards, must be prepared for the unexpected.Creating a financial plan isn’t simply talking about investing. A financial plan has many moving parts that can and will change over your lifetime. There are topics within the financial plan that people like to discuss and there are issues that people avoid because of the sensitivity to the topic. Death is one of those subjects that people avoid, especially when discussing the potential loss of a child. Avoiding the subject does not prevent the devastating possibility from happening. We, as responsible stewards, must be prepared for the unexpected.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

The Dangers of Insolvency

An alarming trend that I see as a financial planner is the high number of Christians who’s estate would be insolvent at death.An alarming trend that I see as a financial planner is the high number of Christians who’s estate would be insolvent at death. Insolvency is when your you owe more than what you are worth. I also see a larger number of people accumulating debt past the age of 65. These issues have the strong potential to leave a disaster for you loved ones. Simple planning based on God’s word can lead us out of the quicksand before it becomes a devastating financial issue after you have moved on to your eternal home.

Meet Jay Dee Schurz, Church Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more podcasts here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Revolutionary Stewardship

Financial Stewardship is meaningless without that eternal perspective and how it guides us through the decisions we make. In Ecclesiastes Chapter 3, King Soloman observed and journaled many things pertaining to the seasons of our lives. His conclusion was that everything is meaningless without God’s eternal perspective he has placed in our heart. Financial Stewardship is meaningless without that eternal perspective and how it guides us through the decisions we make.

When will the seed produce a harvest?

When will the seed produce a harvest?When will the seed produce a harvest? Listeners fall into 4 groups in regards to how they receive and respond to the gospel. Each group is uniquely different and response to the message is acted upon at various velocities. I discuss the characteristics of these groups in today’s message.

Meet Jay Dee Schurz, Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

What are you doing to Glorify God?

What are you doing to Glorify God? Great things are happening globally in regard to spreading the Gospel. There are missionaries risking their lives to save souls in all nations.What are you doing to Glorify God? Great things are happening globally in regard to spreading the Gospel. There are missionaries risking their lives to save souls in all nations. Unfortunately, many Americans allow attending a church to define their Christianity. We have lost our vision. We have lost our drive to be part of the Christian Revolution. As believers, you can have a major impact on yourselves, your families, and those abroad by being good stewards. It’s time to be proactive, obedient, and aware of the different aspects of our financial stewardship.

Meet Jay Dee Schurz, Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Biblically Responsible Investing

Biblically Responsible Investing aligns a person’s beliefs with their investments by avoiding those companies that profit from and support issues contrary to their moral compass.As an obedient steward, you have an opportunity and obligation to honor God with your investments. Biblically Responsible Investing aligns a person’s beliefs with their investments by avoiding those companies that profit from and support issues contrary to their moral compass. You can choose to own investments that mirror your theology and beliefs. As a steward, you are either honoring God or rebelling against God in how you manage those assets entrusted to you.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Listen to more episodes here!

Could I Accuse You of Being a Christian?

Could I identify you as being a Christian by reviewing your financial stewardship? How we handle or mishandle God's assets is very important regarding our obedience to God.Could I identify you as being a Christian by reviewing your financial stewardship? How we handle or mishandle God’s assets is very important regarding our obedience to God. Has debt, materialism, coveting, and addictions invaded your financial stewardship and preventing you from being content? Are you obedient with your investments? Do they profit from or support issues contrary to your moral compass? In this episode, we discuss the financial trail we leave as good or poor stewards.

The content presented is strictly for educational and informational purposes only and is not intended to be a substitute for professional investment advice or construed as an endorsement or recommendation. Those seeking individual advice should contact a licensed investment professional for information that may be applicable to a specific situation.

Do you have a question? Email Jay Dee Schurz at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Find episodes here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Introducing Your Host, Jay Dee Schurz

Meet Jay Dee Schurz of Kingdom Plan Advisory, the host of Revolutionary Stewardship Podcast.

Meet Jay Dee Schurz, the Host of Revolutionary Stewardship Podcast

As your host, I think it is important for you to know my background and my personal testimony. God has led me on a very interesting path. As a young adult, running a drug suppression team in the Republic of Panama during the height of the cocaine smuggling from South America to the United States. Supervising a SuperMax prison, while serving on a hostage extraction team. 24 years in the Financial services arena while adhering to a Faith Based financial planning approach and pastoring a church for the last 3 years.  You will have a better understanding of my faith, my obedience, my focus on glorifying God  in this episode of Revolutionary Stewardship.

The content presented is strictly for educational and informational purposes only and is not intended to be a substitute for professional investment advice or construed as an endorsement or recommendation. Those seeking individual advice should contact a licensed investment professional for information that may be applicable to a specific situation.

Do you have a question? Email Jay Dee Schurz at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks

Find episodes here: https://ultimatechristianpodcastnetwork.com/revolutionary-stewardship-podcast/

Revolutionary Stewardship Podcast

The Revolutionary Stewardship Podcast is a program centered on discussing modern day financial concerns and applying Biblical wisdom to guide us.Are you aware that money is the most discussed topic in scripture? In fact, it is discussed over 2300 times. The Lord knew we were going to struggle with our financial stewardship and gave us a magnitude of instruction on how to handle those issues. The Revolutionary Stewardship Podcast is a program centered on discussing modern day financial concerns and applying Biblical wisdom to guide us. We dig deep into God’s guidance on investing, estate planning, and wealth transfer.

Meet Jay Dee Schurz, Pastor, Certified Kingdom Advisor™, Certified Stewardship Instructor, and Host of the “Revolutionary Stewardship” podcast

Jay has dedicated his life to providing education to those people seeking to align their faith and values with their stewardship. Jay spent the early part of his life serving in the U.S. Army as a Military Policeman for 12 years and has served in the financial industry since 1996.

Do you have a question? Email jay at jschurz@vanderbiltsecurities.com

Visit my website here www.kingdomplanadvisory.com

Follow us on Facebook https://www.facebook.com/mykingdomplan/?ref=bookmarks