International Travel Tips to the Mission Field

International Travel Tips to the Mission FieldAs believers, we are often given an opportunity to travel abroad to the mission field. In this podcast I discuss various tips regarding international travel and the need for travel insurance.

What is travel insurance?

Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip. These problems can range from lost baggage to flight delays to medical problems.

The more you’re spending on your trip, the more you likely need travel insurance. This is especially true for International trips and cruises, where travel problems become more expensive to solve.

What is not covered by travel insurance?

There are common things not covered by travel insurance. Make sure you read a policy’s exclusions so you’re not caught by surprise later. For example, a travel insurance policy could have medical coverage but exclude pre-existing conditions. So if an existing condition flares up during your trip, the travel insurance policy won’t cover it unless you purchased a pre-existing conditions exclusion waiver.

High-risk activities may not be covered, such as scuba diving. Nor are problems that happen because you were drunk or using drugs.

Medical tourism is also a common exclusion, so if you’re going abroad for a face lift, travel insurance won’t cover the hospital bills or aftercare.

What is travel medical insurance?

Travel medical insurance provides coverage for emergency medical expenses and emergency evacuation while you’re on your trip. If you suffer an injury, illness or problems with a medical condition that’s covered by your travel medical insurance plan, you’ll be reimbursed for reasonable and customary costs of emergency medical care. This also includes emergency dental care.

You can buy travel medical insurance as a plan by itself or as part of a more comprehensive travel insurance policy.

 

 

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