So often, I receive phone calls asking for help after a person receives disturbing news about their health or loss of a loved one. People who may have procrastinated about getting their financial affairs in order now are frantic about completing things. Many times, it is too late to properly put needed items into the plan due to health situations such as Life Insurance, Disability Insurance, or Long-Term Care insurance.
As a planner, I have struggled with ways to get people to understand the importance of planning. The issue really begs the question of mortality. If I asked you if you were going to die today, I assume you would say no. If I asked if you are going to die tomorrow, or the next day, or next week, most people would either respond with “I don’t know” or “no”.
The real issue is we do not know when God is going to call us home. The peace of mind that either exists or doesn’t exist based on a person’s stewardship at the current time is relative. As a former law enforcement officer, I don’t think that those people I witnessed lose their life in car accidents thought that today was the day! I often wonder what situation was left behind in those situations. Was the person prepared to go? Or, was the person one of those who never planned for their own death or disability and left their loved ones in a terrible position financially.
I urge you to get serious about your financial stewardship. You need to know if God called you home today, your family will be able to deal with your death without worrying about losing the home, dealing with debt collectors, and possibly borrowing money to bury you.
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