The Healthcare Dilemma

One of the largest requirements in our lives is the need of healthcare insurance. I am dismayed at the number of people who think they cannot afford healthcare options.

One of the largest requirements in our lives is the need of healthcare insurance. I am dismayed at the number of people who think they cannot afford healthcare options. I am not a fan of “ObamaCare”, but it is an option for lower income households as they receive a subsidy to lower the monthly premium. The reality of purchasing healthcare on Healthcare.gov is the ridiculously high deductibles and lack of options. Very few people can afford to cover the deductibles which can be well over $10,000 annually. If you are fortunate enough to have group health insurance through your employer, count your blessings. For those who must purchase healthcare through other avenues, let me make a suggestion. As believers, we have options available through various ministries. To be clear, it is not health insurance, but it is very similar. Each is unique in their options. Deductibles, monthly share costs, pre-existing conditions all vary among plans. The biggest difference I see in the contrast between ObamaCare and Christian Healthcare is the monthly cost. I personally have saved $9000 annually in premium. That difference in premium allows me to pay cash for services rendered at a deep discount. When lined up in a side by side comparison, I am saving approximately $7500 a year for my household. That’s a $625 monthly savings. Christian Healthcare options may or may not be a viable solution for you or your family. The pre-existing condition issue may be the determining factor on what you choose, but it is worth your time to investigate.

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